Key features and benefits of our fabulous home insurance policies are:

• expert advice from our gay friendly team
  
• discounts for civil partners
  
• building and contents cover available
  
• ‘new for old’ replacements as standard
  
• garden contents and landscaping covered
  
• increased sports equipment cover

In addition to all of the fantastic headline benefits listed above, if you take out a home and contents policy with ‘Insurance for the Fabulous’ here are some of the additional product features you also get to take advantage of:

• alternative accommodation following an insured loss
• accidental damage to fixed glass, sanitary fixtures and underground services
• damage caused by emergency access
• costs of tracing and accessing leaks (up to £5000)
• accidental damage to audio, video and computer equipment
• contents temporarily removed form the home
• contents in outbuildings (up to £2500) and in the open (up to £1000)
• replacement locks if keys are lost or stolen
• spoilage of food in freezers (up to £1000)

In addition, greater cover is provided for accidental loss or damage, including losses away from your home anywhere in the world, for the following:

• clothing
• personal belongings
• money
• credit cards
• pedal cycles

As well as cover for your garden furniture, equipment and tools this fabulous policy includes:

• re-landscaping costs if your garden is damaged by fire, explosion, lightning, malicious acts, theft or attempted theft

Our fabulous home insurance policy also ensures that not only is your sports equipment covered against theft and accidental damage but we also include:

• compensation for loss of use of sports club membership due to disability following a sports injury
• increased cover for equipment taken from an unattended vehicle
• cover for certain sports equipment damaged in use